LEASE FINANCE

Lease Financing is the principal fund based activity of PFI. Until now the company concentrated only on full payout financial lease transaction for financing a wide range of capital machinery, equipment and vehicles. We offer leasing as a modern financial instrument for managing corporate investments in movable equipment. Our customers represent different segments of local markets. We provide services to developing companies, stable middle-class enterprises and market-leading concerns.

Financial flexibility
Rather than having your capital tied in one purchase, leasing allows you to utilize that capital elsewhere to general higher profits, it also reduces your cash outflow.

Prompt service
As appraisal and documentation processes are simple, prompt and convenient service would ensure quick implementation of the project.

Off balance sheet financing
Since Prime Finance owns the equipment the leased equipment does not appear on your balance sheet, your financial ratios improve.

No need to raise new capital
Raising new equity or debt for capital expenditure has many constraints which can be avoided when you opt for leasing.

Avoid budgetary constraints
When your budget does not allow you to buy equipment, leasing can make the acquisition possible. Since rental payments are decided in advance, budgeting becomes easier.

Tax benefits
Lease rentals are treated as revenue expenditure and are entirely deductible for tax purposes. This provides a greater tax benefit for you in comparison to borrowing.

TERM FINANCE

Short-term finance
We offer short-term cash finance to the corporate houses with a view to provide liquidity comfort in emergency situation. With this the companies finance and manage their accounts receivable and consequently optimize their business growth. To customize our services and to fulfill the diversified needs of our honorable customers we have categorized our short time finance offerings into two different modules:

- Direct finance for working capital.
- Work order finance.
- Bill Discounting
- Bridge Finance

Long-term finance
We provide long-term finance to the industrial houses varying for the period from more than 12 months depending on their need.

REAL ESTATE FINANCE

Eligibility
- Growing, Medium scale and Large
- Real Estate Companies Must be a REHAB member

Prime Finance "Developers Finance" for
- Construction of Residential Apartment
- Construction of Commercial Building
- Construction of Corporate Office

Advantages
- Tailor Made Product
- Project Specific Finance
- Shorter Processing Time
- Enhanced Project Handling Capacity
- Incremental Revenue
- Reduce inventory holding period & cost
- Boost up the Confidence of Customers
- Loan Repayment from the Project Revenue
- Relationship with a dynamic NBFI

BRIDGE / EQUITY FINANCE

We have expanded the service range of Bridge Finance beyond the concept of merchant banking. We provide short term bridging finance in anticipation of all types of immediate long term financing ranging from Term Loans to IPO or Equity investment.

BILL DISCOUNTING

Another form of short tenure financing that PFI has introduced recently. Through this companies can infuse liquidity into their operation by way of discounting their bills. This specific mode of financing can prove to be extremely effective in receivable and working capital management especially for the manufacturing concerns. Two basic types of Bills are accepted for discounting
- Purchase Bill
- Sales Bill